Saving
Deposits:
These types of deposits are mainly aimed at
encouraging the public to save their surplus earnings for their future needs
with certain limits on the number of operations. This also aims at inculcating
the saving habit among the public to pool the individual surplus earnings to be
useful for the investment in the developmental activities of the country.
Eligibility:
1. Individuals & Joint holders.
2. Non-profit organization like clubs, associations
and NGOs. Proprietors, partners and Directors of companies in their individual capacity.
3. Minors below 18 years of age, can open along with
their natural/legal guardian and the account could be operated by the guardian
only for the benefit of minors.
4. Minors above 10 years of age, provided they are
able read, write and sign uniformly.
5. Firms and Business units can't open saving
accounts.
Documents
Required:
1. For
Individuals:
a. Customer identification (Tazkira / passport )
2. For Other
Type Of Customers Viz Social And Non-Government, Non-Profit Organizations.
a. Copy of license for conducting the business from
the concerned authorities.
b. Registration certificate of the organization
c. Bye-laws and constitutions of the organization.
d. Board resolution / management decision to open
account.
e. Tazkiras / passports of the persons authorized to
open and operate the account.
f. TIN number (Afghanistan Tax Index Number).
g. Introduction letter from any existing customer.
Features:
1. Accounts will be opened in AFN, USD, GBP and
EURO.
2. No account opening and account maintaining charges.
3. One cheque book will be issued free of cost on
opening of the account.
4. Pass book, customer ID card, statement of account
will be given free of charges.
5. ATM debit card will be issued free of charges.
6. Collection of local cheques will be done at no
cost.
7. Internet Banking Facilities will be provided free
of charges on specific request with secured passwords.
8. For Minimum balance requirements and other
features, refer the details from the relevant specific scheme.
9. Zero minimum balance requirements for salaried
accounts.
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