Credit
Card
For the first time in Afghanistan AIB has introduced
MasterCard branded Titanium and Platinum credit cards. These are designed for
worldwide use. The bank, giving the holder an option to borrow funds, issues
cards. These credit cards charge interest and are primarily intended for use
for short-term financing. Interest usually begins one month after a purchase of
goods and services is made, and borrowing limits are pre-set by the bank
according to the individual’s credit rating. Customers are required to repay
the balance on their credit cards, in accordance with pre-set terms and
conditions, in the same way as for any other type of borrowing.
How
the Credit Card Works?
AIB Titanium and Platinum credit cards, which are
MasterCard branded may be used for buying goods and services in shops and
stores, for online commercial transactions and obtaining cash advances through
Automatic Teller Machines.
What
is so special about the Credit Card?
Waived Charges:
-No monthly fee
-No maintenance fee
-No statement fee
-No APR on retail transactions
-No SMS service fee
-Free Email notification
How
to Apply for a Credit Card?
-To obtain your credit card you should be an active
account holder of the bank.
-A valid NID (Tazkira) or Passport is required
-A passport size photo is required for the credit
card application
-You should read and agree to the Bank’s Schedule of
Charges
-You should read and agree to the Bank’s General
Terms and Conditions
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