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Probashi Wage Earner's Development Bond at BRAC Bank Ltd. Bangladesh



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Wage Earner's Development Bond (WEDB)

Probashi Wage Earner Development Bond (WEDB) is a product designed by Bangladesh Central bank for Bangladeshi national living abroad. The objective of this product is to encourage the NRBs to invest their hard earned money to purchase bonds on which the government guarantees a secure and tax free income with a stable and lucrative interest rate.

Features and Benefits:

·         This bond can be purchased in the denomination of BDT 25000, 50000, 100000, 200000, 500000, 1000000, 5000000
·         The purchaser can purchase Bond any amount in multiples of BDT. 25,000/- without any maximum limit
·         The interest rate is 12 % per annum payable on half-yearly basis
·         The tenure is five years
·         Tax exemption on the principal
·         Can be used as security for any loan.
·         Death risk benefit up to 40% to 50% of investment.
·         Auto renewal option available
·         Investors of BDT 80 Million and above shall be treated as CIPPurchaser of Wage Earner's Development Bond can repatriate the principal amount of the bond in foreign currency

Eligibility:

·         A Bangladeshi wage-earner serving abroad
- in his own name ; or
- in the name of any other person named in his application;
·         Government employees working abroad

Required Documents:

·         The purchaser must have a FC account with the Bank
·         The purchaser must have the photocopy of the relevant pages of the passport where the purchaser's name, date of birth, date and place of issue; expiry date, photograph and signature appear.
·         Address Proof of the Bond Holder in abroad.
·         2 Copy of passport size photographs of the Applicant& 1copy for the Nominee with the signature of the Applicant on the back.

·         Valid work permit /proof of employment of the Applicant abroad.

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