COMMERCIAL
& TRADE FINANCE
The Islamic Republic of Afghanistan with the end of
long run internal conflict is presently under a vibrant socio-economic
reconstruction phase. This has opened up many avenues for Trading,
Construction, Manufacturing, Service and Import activities offering a big scope
and potential for various Business Activities in these sectors. Realizing the
National Importance of Credit deployment in the above segments of the business
in order to help the upcoming entrepreneurs.
Maiwand Bank has come up with
various Credit Facilities for promoting commercial activities in the country.
Maiwand Bank extends credit facilities to meet the
entire range of fund requirements of any lawfully permitted commercial
activities. The range of assistance is for:
FUND
BASED FACILITIES:
1. Procurement of Capital goods like Equipment,
Machinery, Furniture, Factory Premises, Vehicles etc.
2. Procurement of Inventories, Raw Materials,
Stocks, Spares etc.
3. Supporting supply chains, production &
marketing operations, internal cash flows.
The
Major Facilities Being Offered Are In The Following Nature:
·
Overdraft
/Cash Credit
1. Cost Saving - interest charged funds availed on
daily product basis
2. Revolving Credit throughout the business cycle.
3. Renewal/Roll over after the expiry date.
4. Competitive Rate of Interest.
·
Demand
Loans
1. Bridges the Fund Gap in business for shorter
periods.
2. Easy and Fast Processing.
3. Interest calculated on daily product basis.
4. Renewal/Roll over after the expiry date.
5. Competitive Rate of Interest.
·
Term
Loans
1. Need based finance on easy terms.
2. Moratorium & Repayment Period based on Fund
Flows.
3. Interest calculated on daily product basis.
4. Competitive Rate of Interest.
NON-FUND
BASED FACILITIES:
Bank, through its Letter of commitment by way of
Guarantees and Letter of Credits on specified Term and Conditions; will assure
the Beneficiary on behalf of the Applicant about the fulfilment of contracted
obligations by the Applicant.
·
Bank
Guarantee
1. Need based finance on easy terms.
2. Release of Mobilization Funds / Advance Payments
by Beneficiary to the contractor.
·
Letter
Of Credit
1. Guarantee to the Buyer about assured Supply of
Goods.
2. Better Negotiability of the Purchase Terms.
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