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Mudarabah Fixed Deposit Account at Ghazanfar Bank


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Mudarabah Fixed Deposit 
Islamic Window of Ghazanfar Bank offering Mudarabah Fixed Deposit for those who are seeking attractive and Halal return on their savings.
In this investment, the depositors ( rabul- Maal) are the provider of fund and authorized IBW of Ghazanfar bank ( Mudarib) to invest their fund on the basis on unrestricted Mudarabah account , in conformity with Shariah principles. The profit sharing ratio agreed upon upfront between Rabul Maal and Mudarib. The Bank only invests in Shariah compliant investment products and the performance of which will be calculated on yearly basis.

Declared Profit:
Latest rate announced for Mudarabah Deposit : 1 %( Per Annum)

Eligible Customer:
Adult individuals, singly or jointly with other adults.

Requirement:
  1.       Address proof by taking taskara.
  2.     Identification proof like passport, voter identity card, identity cards issued by employer.
  3.      Latest photograph.

 Schedule of Charges:
On the closure of the account before three months USD $10 will be charged and it will go to the charity Waqf fund account.

Minimum Amount:
1. Minimum initial deposit of AFN 10,000 and USD 200
2. Minimum account balance to be maintained is AFN 10,000 or USD 200

Benefits:
1. Unlimited investment
2. SMS alert
3. In full compliance with Shariah Principle
4. Flexible tenure, one year
5. Part withdrawal option


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