Agri
Loans
Alfalah Bank realizes the strong contribution of
agriculture in the country’s economy and the growing financial needs of our
farmers. The Bank’s Rural Finance Program “Alfalah Zarie Sahulat” offers
finance facilities covering an entire spectrum of farming and non-farming needs
with a wide range of products on flexible short, medium and long term repayment
tenures at affordable markup rates.
Alfalah
Paidawari Zarie Sahulat: Short term production loan facility against crop.
Alfalah
Musalsal Zarie Sahulat: Running finance facility for immediate working
capital needs.
Alfalah
Tractor and Transport Zarie Sahulat: Financing for
purchase of tractors, trolleys, pickups, motorcycles, trucks, refrigerator van,
mini truck, transport machinery, country boat or other such items.
Alfalah
Machinery & Equipment Zarie Sahulat: Financing
for purchase of machinery and equipment, such as combined harvester, thresher,
picker, digger, trolley, planter, sowing drill, cultivator, plough, power
tiller, harrow, cane crusher, tobacco curing equipment, bio gas unit, sulphuric
acid generator and effective microbes technology (EMT).
Alfalah
Aabpaash Zarie Sahulat: Financing for purchase, installation and
electric charges of tube wells, turbines, lift pumps, electrical installation
including cost of power lines and transformer, sprinkler, trickles and drip
irrigation system.
Alfalah
Islah-e-Araazi Zarie Sahulat: Financing
for land development and improvement, land leveling laser leveling, clearance
of jungle, farm field layout, terracing, contouring, soil reclamation,
embankment, land formation, bund construction of mini dam, check karez, water
reservoir, water catchments for rain fed areas and water course.
Alfalah
Poultry Zarie Sahulat: Running finance facility for working capital and
fixed investment needs such as broiler and layer production, breeder flock, GP
flock, hatchery, product processing, packing, transportation, storage and
compound feed making.
Alfalah
Dairy & Livestock Zarie Sahulat: Running
finance facility for working capital and fixed investment needs such as dairy
and milk animals, feed lot and fattening station structure and equipment, livestock
farm structure and equipment, fattening of animal, milk chilling plant, milk
plant, cold storage, construction of sheds for animal, opening of private
veterinary clinics (veterinary equipment), opening of veterinary store, milk
plant and other eligible items.
Alfalah
Fisheries Zarie Sahulat Inland: Running
finance facility for working capital and fixed investment needs such as fish
seed and feed, manure charges, running charges of tube well pumps,
construction, excavation, expansion and rehabilitation of ponds, installation
of tube wells, water channels, fencing, boats, net twine, rope, fish yards and
cold storage.
Alfalah
Silos/Storage Zarie Sahulat: Running finance facility capital and fixed
investment needs for construction of cold storage, godown, bins, silos,
structure for storage of wheat, steel/metal capsules, hire charges for storage
of raw agricultural products.
Alfalah
Marketing Zarie Sahulat: Running finance facility for the
marketing,packing, processing of the produce and also for export of cotton,
cotton yarn, mutton, beef, fruits, vegetables.
Alfalah
Agri Industrial Zarie Sahulat: Running
finance facility for setting up seeds processing units, installation of fruit
and vegetables machinery, milk chilling units, milk plants, polishing, grading,
packaging of fruits and vegetables, cotton ginning factories under BMR,
compound feed mills.
Alfalah
Bills / Guarantees Zarie Sahulat: Financing
against agri-produce procurement receipts, purchase of bills, deferred payment
leaf vouchers issued by tobacco companies and continuing guarantees.
Alfalah
Lease Zarie Sahulat: Financing for leasing tractors, tube wells,
farm machinery, plants and equipment.
Documents
Required:
Copy of CNIC
Photograph
Agri/Zarie Pass Book in case of agri land / and or
title documents in case of residential house, commercial or residential land
Khasra Gardawri
Documentation regarding leased inland (if any)
3 years ASV (Average Sales value) from revenue office
/ FSV through the Bank’s approved evaluators.
Two Personal Guarantees
Other documents as per desire
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