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PRAPTI Current Account at BRAC Bank Limited


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Prapti Current Account

With a view to ease your busy life, BRAC Bank is offering you a current account named PRAPTI. You can deposit and withdraw money through any of their branches, SME sales & service centers during banking hours and through ATM and CDM 24 hours. Besides, you will get interest daily on your balance.

Eligibility:

Any kind of organization (such as sole proprietorship, partnership, private limited company, educational institution, NGO/Project, Co-operative society and so forth)

Features of PRAPTI Current account:

·        It is a current account in which interest is paid on daily balance.
·        You can open up this account in our any branches across the nation with only BDT 2000.
·        For your withdrawal need you will have debit card (only for sole proprietorship) with opening the account.
·        You can make your transactions through the 21 SME sales and service centre, 48 agri branch and 88 branches, over 300 ATMs and 30 cash deposit machines without hassle.
·        Account Statement will be sent to your address on every six months

Rate of Interest:

The following is the rate of interest applicable daily on your balance.
Amount of Balance        Specific Interest Rate
0 - Below 5,000                       0%
5,000 - Below 100,000            1%
100,000 - Below 250,000        2%
250,000 & Above                    3%


Miscellaneous Fees:
·        Relationship Fee (Half yearly): Free (If average balance is BDT 100,000 or above). BDT 500+15%VAT will be charged if average balance is below than BDT 100,000.
·        Debit Card/ ATM Card Fee (Yearly): BDT 600 + 15% VAT
·        Cheque Book Fee: First 25 pages cheque book will be issued free. From 2nd cheque book (of maximum 100 pages), for each cheque book BDT 8 + VAT (Per leaf) will be charged if last 1 month's average balance is below BDT 100,000. No charge is applicable if last 1 month's average balance is BDT 100,000 or above.
·        Excise Duty:  As per Government rules.

·        Inter/Intra City Online Banking Fee -         As per schedule of charges

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