Bank Alfalah Orbit Rewards
Alfalah
Orbit Rewards is a brand new way to bank with Alfalah Bank. This is no ordinary
loyalty programme. Here, points are called ‘Orbits’ and you can earn them
across multiple products. You are no longer limited to earning Orbits just on
credit cards.
In fact
you can earn them on current and savings accounts, debit and credit cards,
auto, personal and home loans, Investment products, Bancassurance, SMS alerts,
e-statements and transactions through branches, ATMs, Alfa (mobile app) and
internet banking, all at the same time.
And
that’s not even the best part. Multiple ways to earn means more Orbits to
spend. Choose from a wide range of gadgets, appliances, vouchers or just pay
your bills.
Orbit Tiers
Alfalah Orbit Rewards:
If you
have any Bank Alfalah product except current or savings account or a current or
saving account and less than 3 products you automatically become a basic tier
member. The enrolment is free. As a basic tier member you can continue to earn
Orbits on your product holding on monthly basis.
Alfalah Orbit Rewards 3:
If you
have a current or a savings account you can sign up for any 3 eligible
products/services to move to Orbit 3
Earn
25% more Orbits every month!
On
Orbit 3, you get 25% more Orbits on the Orbits accumulated in a month.
Alfalah Orbit Rewards 6:
With 6
eligible products in addition to a current or a savings account you can move to
Orbit 6.
Earn
50% more Orbits every month!
On
Orbit 6, you will be able to earn 50% extra Orbits on top of the Orbits you
have earned across your products
Alfalah Orbit Rewards 9:
If you
are a current or a savings account holder with any 9 eligible products you
qualify to be on Orbit 9.
Earn
100% more Orbits every month!
Orbit
9, allows you to earn 100% more Orbits on the Orbits accumulated in a month
How to redeem Orbits
There
are multiple ways to earn means more Orbits to spend.
You can
visit Orbit Mall and choose from a wide range of gadgets, home appliances and
dining vouchers to redeem your Orbits.
You can
also use your Orbits to travel or to pay your utility bills.
You can
redeem your Orbits through the following channels:
Internet Banking/Alfa:
You can
log on to Internet Banking or the Alfa app for the following:
Make
bill payments using Orbits
Transfer
Orbits to other customers
Purchase
more Orbits
Call Centre:
You can
contact our call the Bank’s call centre to redeem your Orbits.
Orbit Mall:
Orbit
Mall is the Bank’s online redemption portal. You can log on to Internet Banking/Alfa
to access it and redeem Orbits from anywhere, anytime.
How to earn Orbits
You can
earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.
|
Products & Services
|
Name
|
|
Current
Accounts
|
PKR Current
Account
|
|
Alfalah
Kamayab Karobar
|
|
|
Basic
Banking Account
|
|
|
Asaan
Current Account
|
|
|
Payroll
Current Account
|
|
|
Premier
Current Account
|
|
|
Saving
Accounts
|
PLS Saving
Account
|
|
Alfalah
Kifayat
|
|
|
Alfalah Care
Account
|
|
|
Payroll
Saving Account
|
|
|
Asaan Saving
Account
|
|
|
Premier
Saving Account
|
|
|
Debit Cards
|
Classic Card
|
|
Gold Card
|
|
|
Platinum
Card
|
|
|
Visa
Signature Card
|
|
|
Premier Visa
Signature
|
|
|
Credit Cards
|
Classic Card
|
|
Gold Card
|
|
|
Titanium
Card
|
|
|
Platinum
Card
|
|
|
Premier
Platinum Card
|
|
|
Loans
|
Auto Loan
|
|
Home Loan
|
|
|
Personal
Loan
|
|
|
Digital
Banking
|
Internet
Banking
|
|
Alfa (Mobile
App)
|
|
|
SMS Alerts
|
|
|
E-Statements
|
|
|
ATMs
|
|
|
Bancassurance
|
All
bancassurance products
|
|
Investment
Products
|
All
investment products
|
Orbits:
Every
time you bank through any of the listed products or services you earn points
called Orbits.
Bonus Orbits:
You get
Bonus Orbits whenever you sign up for a new Bank Alfalah product or service.
Tier Bonus:
The
number of Bank Alfalah products you hold will allow you to earn a multiplier on
your total monthly Orbit earning
What are Tiers?
Alfalah
Orbit Rewards programme has 4 tiers.
·
Basic Tier,
·
Orbit 3,
·
Orbit 6,
·
Orbit 9.
Once you’re a member you can move up tiers by
signing up more products. Each tier multiplies your accumulated Orbits on
monthly basis.
Rules for earning Orbits:
|
Product Category
|
Sub-Products
|
Orbits Earn
|
|
Credit Cards
|
Classic
|
0.25 Orbits
on every domestic or international spend of Rs. 50/-
|
|
Gold
|
0.25 Orbits
on every domestic spend of Rs. 50/– 0.50 Orbits on every international spend
of Rs.50/-
|
|
|
Titanium
|
||
|
Platinum
|
||
|
Premier
Platinum
|
0.40 Orbits
on domestic spend of Rs.50/– 0.50 Orbits on every international spend of
Rs.50/-
|
|
|
Debit Cards
|
Classic
|
0.25 Orbits
on every spend of Rs.100/-
|
|
Gold
|
||
|
Platinum
|
||
|
Premier
Signature
|
0.40 Orbits
on every spend of Rs.100/-
|
|
|
Premier Visa
Signature
|
||
|
Deposits
|
Current
Account
|
If month end
balance is greater than previous month end balance, every credit of Rs. 25K
and above in the account will get you 5 OrbitsMonthly Cap: 500 Orbits
|
|
Premier
Current Account
|
If month end
balance is greater than previous month end balance, every credit of Rs. 25K
and above in the account will get you 5 OrbitsMonthly Cap: 750 Orbits
|
|
|
Savings
Account
|
If month end
balance is greater than previous month end balance, every credit of Rs. 25K
and above in the account will give you 1 OrbitMonthly Cap: 250 Orbits
|
|
|
Premier
Savings Account
|
If month end
balance is greater than previous month end balance, every credit of 25K and
above in the account will get you 1 OrbitMonthly Cap: 500 Orbits
|
|
|
Digital
Banking
|
Internet
Banking
|
25 Orbits
will be awarded for 10 or more financial transactions across all digital
channels per month
|
|
Alfa (Mobile
App)
|
||
|
SMS Alerts
|
||
|
E-Statement
|
||
|
ATM
|
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