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Treasury and Institutional Banking at Alfalah Bank


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Global Treasury
Bank Alfalah has a state-of-the-art treasury set up and is one of the most active participants in the foreign exchange and fixed income markets. This enables the Bank to offer its customers the most competitive rates in all market conditions.
In addition to Pakistan, The Bank also have offices in Afghanistan, Bahrain, and Bangladesh.

Foreign Exchange
Alfalah Bank’s  FX desk is one of the most active participants in the interbank market dealing in ready, spot, forward and swap transactions for all major currencies. Its sizable FX Book allows it to be a market maker in the interbank markets of Pakistan, Afghanistan and Bangladesh. This enables the Bank to offer its corporate and individual customers the most competitive rates in all market conditions.

Further, through its extensive NOSTRO account network the Bank is able to offer timely funding solutions for importers dealing in G10 and other major currencies including the ACU Dollar currency prevalent in the South Asian market.

During trading hours an experienced team of Treasury Sales Dealers is available on dedicated recorded telephone lines to quote FX rates for Spot, Forward and Bill Discounting Transactions. Since the Bank is an active market maker in the FX Interbank Market, they are able to offer competitive rates in both major and exotic currencies. Active client engagement is central to the their philosophy – the Bank stays close to its customers through regular client visits and it remains relevant at all times by offering a holistic product suite, often customizing solutions to meet specific customer requirements.

Forward Exchange Contracts
Forward transactions are intended for customers who want to fix a favorable current exchange rate for the future. The customer can conclude a deal with maturity on an exact day in the future or conclude “forward with floating maturity“for an agreed time frame within which the client has the opportunity to realize the contract on an optional day.

To obtain further information about the services or to subscribe to the Bank’s  research reports, You can send an email to treasurysales@bankalafalah.com

 Fixed Income
The Bank’s dedicated fixed income trading desk is one of the most active participants in all segments of the domestic money and bond markets.

Primary Dealer of Government Securities
Alfalah Bank have been appointed by State Bank of Pakistan (SBP) as a Primary Dealer of government securities which allows it to purchase Treasury bills and Pakistan Investment Bonds from the government directly through auction.

Having a large Islamic banking setup also allows Alfalah Bank to participate in auctions of Shariah-compliant government bonds called GOP Ijarah Sukuk.

The customers of Alfalah Bank can invest as well as trade in these government securities by opening a special account called Investor Portfolio of Securities (IPS) Account..

To obtain further information about the fixed income products and services and to subscribe to the Bank’s research reports. You can send an email to fixedincome@bankalfalah.com

Derivatives and Structured Products
The Bank offers advisory support to its customers on foreign exchange and interest rate hedging solutions.



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