·
Working Capital Finance:
A convenient and flexible form of short-term financing
for routine operating expenses and overheads of your company.
This is an on-demand credit facility designed to meet
day-to-day operational activities of the business, including purchase of raw
materials and expenses.
Short/Mid Term Finance:
·
Short Term Financing:
As the responsive player in the market, you may at anytime
need funds to utilize for a limited time. Whether due to emergency or short
term endeavors, Afghan United Bank understands the role that financing plays in
the implementation of your project as you strive to gain the market benefits.
AUB is here to facilitate your success. This can be a
Short Term Loan or a Short Term Revolving Loan obtained either for your
domestic business or cross-border payments in trade.
·
Mid Term Financing:
AUB can also equip you for the segments of your
project. Those that require further financing may avail the AUB Term Loan,
giving you the confidence to accomplish your project goals.
Need fixed assets? You can also use this facility to
purchase your machinery, commercial building, equipment, land, and more.
·
Project Finance:
Project Finance is your long-term financial solution
where the Bank is your partner throughout the development and construction of
your project. The service involves mobilization of debt, equity, contingent
equity, hedges and a variety of limited guarantees through a newly organized
company, partnership or contractual joint venture, often referred to as a
Special Purpose Vehicle (“SPV”), for the purpose of building a capital
intensive facility and operating a specific business activity.
Project finance may take place in two ways:
Sole Finance- the Bank is the only financier to the project and;
Co- Finance- the Bank collaborates and complements other lenders
to complete the debt package of a project.
Afghan United Bank will guide you to decide on the
package best suited for your business.
·
Syndication:
“Syndicated Loans” are extended by multiple banks
where the overall credit involved exceeds an individual lender’s legal lending
or other limits. It is made available by a group of financial institutions in
pre-defined proportions under the same credit facility following common loan
documentation formalities.
·
Bills Discounting:
A facility where a Bill of Exchange shall be drawn on
a third-party and kept with the bank as collateral. This allows the Bank to
grant you a credit facility with a maximum limit up to the face value of the
Bill. At maturity, the bank shall recollect the funds to adjust the facility.
Comments