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Housing Loan up to AF 20,000,000 for Individuals at Afghanistan International Bank



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Housing Loan

Housing loan is designed to enable those applicants who already own one property (Registered) and intend to buy a second property (house or an apartment).

Features:
·         Up to AF20- million loans to established
·         Maximum tenor of 7 years with variable periods
·         Principle and interest shall be repaid in equal installments one month after draw down.
·         Competitive interest rates
·         Reasonable fees & charges
·         Reduced administrative requirements

Who is eligible?
-The applicant intend to purchase property, the location should be acceptable to the bank.
-The applicant can share single or joint source of income (Family members’ income)
-The applicant should be able to make 30% down payment of the total property value
-The borrower must establish a source of repayment which must be acceptable to the bank.
-The applicant should be in possession of an original registered title deed or third party guarantee is also allowed.
-The property must be free of charges or lies by law of legal mortgage or otherwise over the property.

Why to Choose AIB?
Being the country’s most trusted financial institution and the pioneer bank in providing Consumer loans, you will benefit from a simple, fast process, as well as exceptional savings on fees, interest rates and terms.

How to Apply?  The Bank is always ready to help you get started on your application, so you can visit any AIB branch nearest you.


Where to Apply? AIB branches are located in all major cities of Afghanistan. You can call +93 (0) 20 255 0255 or +93 (0) 790 255 255 to help you find the nearest AIB branch in your area.

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