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Freedom Account for Salaried and Self-employed Individuals at Habib Bank Limited Afganistan


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Habib Bank Limited  FreedomAccount

Targeted for salaried and self-employed individuals as well as business operating across multiple cities & industries, HBL Freedom Account offers free unlimited features to fulfill your banking needs.

This account is for sole proprietors, SME or traders, partners in a company, individuals working in hospitals or educational institutes, private and public sector companies, as well as those working for local and multinational companies. ​

Features:

·         Free unlimited Cheque books
·         Free unlimited Banker’s Cheques
·         Free HBL Debit Card (Individuals & Sole Proprietors)
·         Free duplicate account statement
·         Free Intercity cash deposits using HBL network
·         Free Inter-city cash withdrawals using HBL network
·         Free online funds transfer transactions*
·         Free inter-city funds transfer through the HBL Freedom Account using HBL network
·         Free cheque return charges for outward clearing cheques
·         Free Inter-city Clearing
·         Free cancellation of Banker’s Cheque
·         Free Stop Payment of Cheque
·         Free SMS alert service available to individuals and sole proprietors for all transactions
·         Free Cash Withdrawal from any Bank’s ATM in Pakistan
·         Waiver on Cheque Return Charges

*Terms and Conditions: Account holder must maintain a minimum balance of Rs. 25,000**

Application Criteria

·         Sole Proprietors:
-Provide a company incorporation certificate and an attested copy of your CNIC.
·         Employees:
-Provide an employee card or any other proof of employment on employer’s letterhead and your CNIC.
*Terms and conditions apply. These are expected rates and can change. All profits payable are subject to Zakat and Government Levies​
**Service charges apply if minimum balance falls below this amount.​
*Free Online Funds Transfer for Freedom Account refers to funds transfer from HBL Freedom account to any other HBL account

Note: A charge of Rs. 50 + FED will be applicable to each debit transaction initiated by the customer during the month if the balance falls below Rs. 25,000 even for a single day.​

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