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Home or Shop Loan By Home/Shop Loans of Albania for Doctors, Dentists, Druggist and Lawyers upto ALL 50,000,000 for 25 years

Home or Shop Loan By Home/Shop Loans of Albania for Doctors, Dentists, Druggist and Lawyers upto ALL 50,000,000 for 25 years



Home/Shop Loans



Product description

To the vast of majority of the general public the purchase of a home is the single, largest financial transaction they will ever make. In addition, obtaining a mortgage loan to finance this house purchase is likely one of the most significant financial decisions you will make in your lifetime. But not everybody can afford it so easily, with its own money!

The aim of mortgage loan is to fulfill the personal needs of the individuals, to buy, construct or improve a home. From this product can profit not only individuals but the self-employed professional (doctors, dentist, druggist, lawyers etc) as well that needs to improve the areas where they perform their activity or to buy new ones.                                         

Apply with BKT and you will be able to accomplish your dream of becoming a homeowner like your friends.

General information

The second level banks usually use as a base rate for calculating the interest rate of the loans, Treasury Bills with 1 year maturity or TRIBOR.
"Treasury bills" - is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania.
Treasury bills are issued in the national currency (Lek) and have maturities of 3, 6 and 12-month.
"TRIBOR" (Tirana Interbank offer rate) - is fixed interest rate calculated based on quotations of the reference banks to place deposits in the interbank money market.
Example:
Treasury bill 1-year interest rate dt. 31.03.2017  is 2.15%
TRIBOR  1-year rate to dt. 31.03.2017 is 3.25%


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