Skip to main content

Home or Shop Loan By Home/Shop Loans of Albania for Doctors, Dentists, Druggist and Lawyers upto ALL 50,000,000 for 25 years

Home or Shop Loan By Home/Shop Loans of Albania for Doctors, Dentists, Druggist and Lawyers upto ALL 50,000,000 for 25 years



Home/Shop Loans



Product description

To the vast of majority of the general public the purchase of a home is the single, largest financial transaction they will ever make. In addition, obtaining a mortgage loan to finance this house purchase is likely one of the most significant financial decisions you will make in your lifetime. But not everybody can afford it so easily, with its own money!

The aim of mortgage loan is to fulfill the personal needs of the individuals, to buy, construct or improve a home. From this product can profit not only individuals but the self-employed professional (doctors, dentist, druggist, lawyers etc) as well that needs to improve the areas where they perform their activity or to buy new ones.                                         

Apply with BKT and you will be able to accomplish your dream of becoming a homeowner like your friends.

General information

The second level banks usually use as a base rate for calculating the interest rate of the loans, Treasury Bills with 1 year maturity or TRIBOR.
"Treasury bills" - is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania.
Treasury bills are issued in the national currency (Lek) and have maturities of 3, 6 and 12-month.
"TRIBOR" (Tirana Interbank offer rate) - is fixed interest rate calculated based on quotations of the reference banks to place deposits in the interbank money market.
Example:
Treasury bill 1-year interest rate dt. 31.03.2017  is 2.15%
TRIBOR  1-year rate to dt. 31.03.2017 is 3.25%


Labels:

Comments

Post a Comment

Popular posts from this blog

Triple Benefits Savings Account at BRAC Bank Ltd Bangladesh

Triple Benefits Savings Account Triple Benefits Savings account offers you to grow your deposit at a higher savings rate with an opportunity to enjoy wide range of Alternate Channel services and convenience of Branch Banking. Features: ·         Account opening balance requirement for Metropolitan customers BDT 50,000 and non-metropolitan customers BDT 25,000 only. ·         Earn higher interest rate on monthly basis than most of the savings account. ·         Convenience of banking from branches and avail fast track services of Internet Banking, Call Center, SMS Banking and e-Statement. ·         Earn reward points and avail gift vouchers by using our Visa/Master Debit card. ·         ATM withdrawal limit of BDT 100,000/- per day Benefits: ·        ...
Post a Comment
Read more

Correspondent Banking at Alfalah Bank

Correspondent Banking Inspired by a challenging spirit and an unyielding desire to create a sound and reliable network of correspondent relationships, Alfalah Bank has placed great emphasis towards it growth. Accomplishing something for the first time requires a special focus. It demands foreseeing possibilities. In its endeavor, to do so, Alfalah Bank successfully surmounted problems and difficulties arising out of issues relating to weak economic conditions of the economy and a continuous deteriorating status of country risk. The incertitude and skepticism of the international banking community towards financial institutions from emerging markets remained intact. The Bank’s persistence during the past four years allowed it to make significant inroads into the arena of correspondent banking. Large international banks, have agreed to enter into relationship with Alfalah Bank after critically evaluating it. During 2002 the bank added 81 banks to its network of...
Post a Comment
Read more

Daily Munafa Account for Individuals and Institutions at Habib Bank LImited

HBL Daily Munafa Account The perfect account for individuals and institutions with high transactional requirements, HBL’s Daily Munafa Account provides you attractive profit rates monthly, while allowing you to bank with flexibility. Features: ·          Pay no service charges upon maintaining a minimum deposit of Rs. 20,000*​* ·          Availability of cheque book and debit card  (for individuals only). Application Criteria: Sole Proprietors: -           Provide a company incorporation certificate and an attested copy of your CNIC. Skilled Employees (e.g. mechanic, driver, mason): -           Provide an employee card or any other proof of employment on employer’s letterhead and your CNIC. Skilled Employees (e.g. mechanic, driver, mason): -      ...
Post a Comment
Read more