Alpha Personal Loan Secured by Alpha Bank of Albania
Alpha Secured Consumer Loan is a product addressed to customers that would like to cover tangible consumer needs and benefit from favorable repayment terms (lower monthly installment and lower interest rate) through a secured (with mortgage) consumer loan
Interest Rates
Monthly installments are calculated for the tenor 15 year, and Reference rates 12M BTH =1.95 %, and 12M Euribor =0%
Base Rates are revised every 12 months.
Alpha Secured Consumer Loan is a product addressed to customers that would like to cover tangible consumer needs and benefit from favorable repayment terms (lower monthly installment and lower interest rate) through a secured (with mortgage) consumer loan
Interest Rates
12M Euribor* + 5.9%
12M BTH* + 4.9%
12M BTH* + 4.9%
Base Rates are revisable every 12-months at maturity date
Monthly Installment Example
Requested amount
|
Interest rate
|
Effective interest rate
|
Forecasted monthly installment
|
1,400,000 ALL
|
6.85%
|
7.27%
|
12,466 ALL
|
15,000 EUR
|
5.90%
|
6.26%
|
125 EUR
|
20,000 EUR
|
5.90%
|
6.22%
|
167 EUR
|
Monthly installments are calculated for the tenor 15 year, and Reference rates 12M BTH =1.95 %, and 12M Euribor =0%
Base Rates are revised every 12 months.
Required Documents
- Applicants Passport, ID or Birth Certificate
- Address Verification document (utility bill, etc).
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